Terms of Service
| May 27, 2026

1. Description of Service and Pre-Release Status

The Site currently serves as a marketing landing page, publication blog, and early interest waitlist for our upcoming financial simulation software.

From time to time, we may make early interface mockups, interactive forms, configuration calculators, or preview features available on the Site. You acknowledge and agree that:

• The Site and its contents are informational, educational, and pre-release preview purposes only.
• Joining our waitlist or submitting an email subscription request constitutes an expression of interest and does not guarantee early access to a beta version, a live user account, or a contractual right to use future commercial software.

2. Intellectual Property Rights

The Site and its entire contents, features, and functionality, including but not limited to all information, software text, graphics, user interface designs, logos, images, layout architectures, and the coding of our interactive elements, are the exclusive intellectual property of Joseph Meadows, founder of Catosphere LLC.

You are granted a limited, non-exclusive, non-transferable, and revocable license to access the Site for personal, non-commercial use. You may not copy, modify, reverse engineer, distribute, or replicate any portion of our designs or source code without explicit written permission from us.

3. Local Device State and Client-Side Logic

To provide a fluid and responsive preview experience, certain tools or form inputs on this Site utilize your browser's local sandbox architecture (such as local storage) to save your interface selections (e.g., dropdown configurations or component states) between page views.

You acknowledge that this data is stored purely locally on your own computer device, is not transmitted to our servers, and you are solely responsible for maintaining the security and privacy of your local browser session.

4. Disclaimers: Not Financial or Investment Advice

Please read this section carefully.

Catosphere LLC is a financial technology developer, not a registered investment advisor, broker-dealer, or financial planner.

5. Forward-Looking Statements and Feature Availability

Our Site showcases advanced concepts, mockups, and intended future development paths (such as specific simulation models). These materials represent our current design intent and engineering roadmap. We reserve the absolute right to modify, replace, delay, or entirely cancel any featured software capabilities, layout concepts, or tools described on the Site at any time, without notice or liability to waitlist participants.

6. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall Catosphere LLC, its founders, or its affiliates be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or relating to your access to, use of, or inability to use this Site or its contents. The Site is provided on an "AS-IS" and "AS-AVAILABLE" basis without any warranties of any kind, either express or implied.

7. Governing Law and Jurisdiction

These Terms and any dispute arising from your use of the Site shall be governed by and construed in accordance with the laws of the jurisdiction in which Catosphere LLC is incorporated, without regard to its conflict of law principles.

8. Changes to Terms

We reserve the right to revise and update these Terms at our sole discretion. All changes are effective immediately when posted and apply to all access to and use of the Site thereafter. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes.